Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are distinct government programs that aim to provide benefits to different categories of workers with disabilities. It is common for those who have been injured to wonder which one they qualify for, or if they can quality for both at the same time.
Keep reading to learn what each program is and the facts about qualifying for disability. If you have questions or require help from an attorney, contact PLBH at (800) 435-7542 for a free legal consultation.
Supplemental Security Income (SSI)
SSI payments are not tied to the number of years worked but are based on financial need. These payments are typically granted to individuals with limited assets (around $2,000-$3,000) and very low regular income. SSI recipients must also qualify for additional government benefits like Medicaid and food stamps.
Social Security Disability Insurance (SSDI)
SSDI benefits and insurance coverage are accumulated through years of work and payroll taxes. To be eligible for SSDI benefits, individuals must earn a specific number of “work credits” determined by the Social Security Administration. Those with a longer work history are more likely to be approved for SSDI benefits, and the amount received is directly related to the payroll taxes paid over the years.
Concurrent Benefits: Receiving SSI and SSDI Together
In some cases, individuals may qualify for both SSI and SSDI, allowing them to receive concurrent benefits. This situation typically arises when an individual is approved for relatively low SSDI payments but still requires additional income. Some scenarios in which concurrent benefits may apply include:
- Limited work history in the past 10 years or minimal work experience overall.
- Onset of disability at a young age or before developing an extensive work history.
- Low earnings throughout employment.
Navigating the System with Professional Assistance
Navigating the Social Security Administration’s system can be challenging, and without proper guidance, accessing the benefits needed may prove difficult. Seeking assistance from a Social Security Disability attorney significantly improves the chances of obtaining the necessary financial support for oneself and loved ones.
Experienced Social Security Disability Attorneys Serving Orange County
If you are stuck in the process of qualifying for and being approved for SSDI, you are not alone. Our deep understanding of SSI and SSDI benefits enables us to provide valuable assistance in pursuing the benefits and compensation individuals require. Contact our team today to schedule a confidential consultation and receive trustworthy legal counsel regarding your Social Security benefits claim. Contact PLBH at (800) 435-7542 to get started.